If you are looking for a one-stop solution to manage your Najm credit cards, Najm Online offers you a variety of features that are convenient and easy to use. MAKE PAYMENTS INSTANTLY The new and improved app allows you to: - Pay for your Najm credit cards directly from your bank - Schedule and issue your utility bill payments for Etisalat & DEWA - Change your PIN securely - Activate your card instantly MANAGE YOUR ACCOUNT Using Najm Online will enable you to: - Access information on your cashback vouchers - Get real-time updates on all your accounts - View all your unbilled transactions - Check your account balance instantly - View your account statements - Update your personal information - Download your credit card statements, transaction details and payment receipts SERVICES MADE EASIER From the comfort of your home, you can apply for: - 0% Easy Payment Plan (EPP) - Loan on Phone (LoP) - Balance Transfer (BT) - Credit limit increase - Supplementary cards - Direct Debit option for your credit card payments Download Najm Online now and start managing your credit cards from anywhere in the world.