• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place. • Spend like a local, globally, with free AED, USD, EUR, and GBP accounts. • Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions! • Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan. • Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime. • Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store. • Get rewards that grow with up to 2% cashback on all your spends. • Choose how to receive cashback: to current account, saving space or in stocks you’ve selected. • Access thousands of stocks & ETFs and start investing with only $1 in the same app. • Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage. • Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates. • Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.