#1 Crew-only payroll app that lets you spend or send your money worldwide. The Brightwell Navigator mobile app is used by 100,000+ crew members on cruise ships worldwide to receive their pay and send money. The Brightwell Navigator app allows you to transfer your money internationally from the same place you receive your pay. Choose from multiple convenient ways to send money. - Send directly to you or your family member's bank account utilizing Brightwell's competitive exchange rates. - Send cash for pickup to 130+ countries at Western Union, MoneyGram, or Transfast pickup locations, all within the app. - Set up automatic transfers to a bank with every payroll to ensure your money is always where you want it when you need it. Keep your money secure. - Protect your money with our secure video selfie login method or by using an authenticator app. - Advanced security and fraud prevention features allow you to lock or unlock your payroll card with the click of a button. - FDIC insured (USD accounts only) and protected by Visa/Mastercard Zero Liability. Get help when you need it. - Login to message support directly from the app. - Customer service assistance is available 24 hours a day, 7 days a week.