This application delivers One Time Passwords. By downloading the application, you will be able to receive your One Time Password/Pin when affecting online transactions securely on sites having the logo Verified by VISA and 3D Secure. The app can also be used to receive your One Time password when transacting on the Internet Banking System of Maubank. This is an added security feature which gives you peace of mind for your electronic transactions. Once registered for the Maubank Secure Token, an SMS will be sent with login name and password which should be used to activate the application on the mobile. No internet access is required to use the application after its activation. The app can be used anytime and anywhere so that you remain secured.