Hello Driver Partners,

We're excited to be on this journey with you. Partnering with us helps to boost your earning potential and build a sustainable livelihood.

Grab is Southeast Asia's leading superapp. We offer essential everyday services to over 670 million people across Singapore, Indonesia, Malaysia, Thailand, Philippines, Vietnam, Cambodia, and Myanmar. It is our mission to drive Southeast Asia forward by creating economic empowerment for you and everyone in the region.

By signing up as a Grab partner you have a unique combination of flexibility and stability:
- You get to be your own boss - decide when, where and how often you want to work.
- Maintain a source of reliable earnings - Grab gives you access to millions of customers, instant cash out options, loyalty programs and even upskilling opportunities to help you plan your future.
- You could choose to drive passengers or deliver food and other packages, or do all of these with just a single app. And you will have the most committed Grab Support teams waiting to serve you around the clock when you need help.

Find out more about us at www.grab.com.

Grab offers the ability for users to receive personalised targeted advertising, offers and updates from Grab and its partners and communications/advertising from certain third party apps based on activity on your devices. Users may exercise opt-out choices under the Privacy and Consent Management sections within Settings within the app. For further details, you may refer to our Privacy Policy at www.grab.com/privacy.

Open source software attribution: www.grb.to/oss-attributions

Grab, a leading superapp in Southeast Asia, has millions of users in the Philippines. It offers everyday value to consumers through a wide range of services such as mobility, food, grocery, and package deliveries, as well as financial services.

Through Grab Financial Services Philippines Inc., Grab also offers simple, transparent, and flexible loan products to its driver and delivery partners.

Loan Rates:
Loan amount: ₱2,500 to ₱60,000
Monthly interest rate: 2.99% to 4.99%
Minimum repayment period offered: 61 days
Maximum repayment period offered: 180 days
Annual Percentage Rate (APR): 35.88 - 59.88%
Monthly Effective Interest Rate (EIR)*: 8.78% - 14.06%

*EIR here is calculated based on the prescribed formula by the Bangko Sentral ng Pilipinas and Philippine Securities & Exchange Commission.

Sample Calculation:
Mr Cruz borrows ₱2,500 with a 90 day term at an interest rate of 2.99%. He would then owe an interest of ₱224.25 for a total payment of ₱2,724.25 [₱2,500 (principal) + ₱224.25 (interest rate) = ₱2,724.25(total payment)]

**Maximum APR in this example is at 35.88% and Monthly EIR is at 8.95%.

SEC Disclosures:
Grab Financial Services Philippines Inc. (“Grab Finance”) is a duly registered financing company under SEC (SEC Registration No.: CS201905977 with Certificate of Authority No.: 1210) and is located at 12F Floor Wilcon IT Hub Building, 2251 Chino Roces Avenue, Makati City, Philippines

Grab Finance adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) Data Privacy Act; 2) Truth-in-Lending Act; 3) Fair Collection Practices; and 4) Anti-Money Laundering and Counter Terrorism Financing among others.
For more details, please visit our website: https://www.grab.com/ph/driver/finance/cash-loan/