Where friends and money meet. Money should never come between friends, but all too often does. We created Kroo to help keep track of money between people so you don't have to. SPLIT AND TRACK COSTS WITH FRIENDS Create a group with friends to split bills, keep track of expenses and get paid back. • Clearly see who owes who and what for • Track payments between friends • Settle up and send money when you're ready POWER UP YOUR ACCOUNT WITH OUR DEBIT CARD Get a free debit Mastercard® as an even faster way to track group expenses and pay your friends • Zero foreign transaction fees and no hidden charges • Lost your card? Freeze it with one tap • Pay people and get paid back, directly in the app • Split purchases with your group straight from your card • Immediately see your activity and balance • Top up your account and use anywhere in the world, wherever Mastercard® is accepted • UK based customer support • All for free WHAT TO USE IT FOR • Group events • Flatshares • Holidays • Couples expenses • Sports Teams • Clubs OUR MISSION Our goal is to make personal and social finances move at the speed of life. That’s why our banking app intuitively connects personal finances with your social world, making it easy for you and your friends to buy, track and share experiences that bring you closer. We are a fully licenced UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration Number is 953772. Kroo currently offers an e-money debit card to existing customers. It is no longer accepting new applications for such cards. This is because it will soon be launching a current account. If you are interested in getting early access to the current account, go to kroo.com/waiting-list.